State Insurance Mandates for Hearing Aids

If you live in the United States, it may be difficult to know what insurance options are available to cover the cost of your hearing aids.

A State-by-State Guide for Hearing Aid Insurance:

From the American Speech-Language-Hearing Association, insurance mandates regarding payment for hearing aids vary by state.  Currently Colorado, Delaware, Georgia, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Minnesota, Missouri, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Tennessee, Texas and Virginia require that health benefits plan in their state pay for hearing aids for children.  Arkansas, Connecticut, Illinois, New Hampshire, and Rhode Island require coverage for both adults and children.  Wisconsin requires coverage for both hearing aids and cochlear implants for children.

Montana recently joined the list.  There legislation went into effect Jan 1, 2022, that requires insurance coverage for children 18 and younger.  It covers one hearing aid per ear, every three years.

Differences exist between these state mandates regarding the ages covered, the amount of coverage, the benefit period and provider qualifications.  These laws change frequently so it is best to check your state’s website for updated information.

According to Brendan Farrington of the AP, in an article dated Feb 3, 2022, Florida has introduced a bill that would require insurance companies to provide hearing aids for children under 18.  The State Senate has passed the bill, but a similar bill in the House has not yet had a committee hearing.

Also, the state of Washington has introduced a bill that would require insurance companies offering coverage there to provide coverage for hearing aids and devices for children and adults.  The bill would require insurance companies to offer up to $5,000 every 36 months.

Hears to U, Audiology wants everyone to be aware of the latest research as well as information that affects those who believe in the best hearing health care for all.  If you have any questions, give us a call.

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